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skip to content visit hammersmith money management blog experts menu home how to save money on groceries about us contact us tos &privacy 07/11/2017 five tricks to pull down a logbook loan apr by admin logbook loan 0 comments when your loan application is turned down by banks, and the options for credit continue dwindling, there is one place that one will always get relief; logbook loan dealers. unlike banks, many logbook loan dealers are only interested in knowing the value of the car and your ability to repay. however, they charge a premium for their credit! in some cases, the annual percentage interest goes as high as 400%. despite this, you can still pull down this high-interest rate using these tricks. be extra careful when selecting the lender the bottom line to enjoying lower apr is picking the right lender. because the lenders are free to fix their rates in the uk, the variation can range from 100% to 400% apr. because all the lenders are business entities and target clients in different niches, the borrower has to carry extra research to pick the cheapest. however, note that the rate is not the only factor to use when picking a good lender. other important considerations include debt collection policies and flexibility as you will learn from this site . negotiate to have the apr lowered for you if you thought that the interest rates are not negotiable, think again. most logbook loans want to grow their businesses and, will not mind making some adjustments to suit clients’ needs. here, you need to be smart and negotiate hard to get the apr lowered. for example, if you get a few quotes that are lower than what the preferred lender is giving, demonstrate and ask for better rates. here, you need to demonstrate the willingness to walk away. a good logbook loan dealer will never let you take business elsewhere. rather, the dealer will seek to strike a deal to make you part of his clients. check for dealers with special offers on their loans to win more clients, dealers always release special offers in the form of reduced apr. notably, the lenders understand that they are competing with other lenders offering lower rates. therefore, you will always get offers on lower interest rates to take advantage of. however, this will require ample research and patience. identify extra flexible loan dealers because you already have other loans and credit score is at the lowest possible point, it is important to anticipate some fluctuations during the repayment period. for example, your salary might get delayed, or unexpected issues emerge at some point. a good dealer should be highly flexible and allow you to renegotiate the terms without hiking the apr. for example, if you are late to repay with a month or two, the lender should find out and make it possible to correct the outstanding issues without repossessing the car. though many are those who attach high penalties to such delays, there are others who require you to remedy the anomaly within a specific timeframe before taking action. carefully review the dealer’s policy to remove punitive clauses one of the main reasons that logbook loans are costly is the hidden costs. even if you opt to repay the loan faster, the chances are that the lender has attached a penalty to it. you can make the loan more affordable by carefully reading through the policy statement to identify and have the punitive clauses removed. 07/11/2017 the best strategies to save for long-term travel by admin savings 0 comments the desire to travel for a long term remains a dream for many people. after working so hard for many months, a trip to the best destination in wales, queensland, hawaii, or greece among other places would give you a perfect opportunity to learn, explore, and reenergize. it is a perfect way to run away from the busy schedule and make life more fulfilling. however, such traveling is also very expensive. the best way to have assurance for such travel is saving for it. here are some of the best strategies to save for long-term travel. figure out the total amount required for the travel the first step is establishing the total amount that will be required when traveling to your preferred destination. at this point, you must research the destination comprehensively. here are some important questions to answer during the research; where exactly will you be traveling to? how long do you want to take on the destination? what will you do when traveling? how fast will you be traveling? what is the nature of the hotel/accommodation you will be using? what type of shopping will you do? save cash for traveling before spending it once you have deducted cash for all monthly bills, retirement, and emergency, the next thing should be setting aside some for long-term travel. this means that you will not disrupt the normal lifestyle (monthly requirements) because of the holiday. to make this saving even more realistic, consider automating the deduction for the holiday. immediately your salary gets into the account, ask the bank to deduct the portion of the holiday and leave the rest for monthly use. draw a good financial plan to make saving realistic while the main objective is to make long-term traveling a reality, you need to factor it into the bigger picture of personal financial planning . well, no matter the focus you have on personal finances, failing to plan appropriately will only bring disappointments. when it comes to saving for long-term travel, having a good financial plan will be beneficial in these additional ways; you will cater for all the monthly expenses to avoid using the savings for a holiday. all the emergencies will be well taken care of. if you select the insurance cover well, it might cover some considerations when on holiday. a good plan includes methods of generating additional revenue. this is crucial in making your stay extra enjoyable, extending it, or even meeting investment demands. work harder between now and the time you leave for holiday working hard helps to generate extra revenue and to get all the tasks that can compromise your holiday cleared. now that you have an objective of saving more, it is time to look for an extra job or work for extra hours to earn more. the additional cash can all be directed to saving for the holiday or divided between emergencies and holiday. working extra hard will not just work well for a holiday, rather, it will be a stepping stone to promotion, salary increment, or getting out of debt. if you can sustain the momentum after the holiday, this can be enough to reach financial freedom. 07/11/2017 simple money saving tips to help you build wealth faster by admin savings 0 comments want to build wealth faster? the formula is very simple; save and spend less! while this is easy to say that implement, some of the richest people in the world have climbed to the top by applying it. in this post, we bring you simple money saving tips that will help to build wealth faster. automate the monthly saving automating your finances helps to make everything easy, faster and fun. by automating the finances, the money that goes to savings will always be remitted on time, and you will never skip a deduction. for example, you can ask your bank, hr or accounts department at work to remit a portion of the earning directly to the investment/ saving account. automation helps you to save in the following two ways; because you do not even see the cash, there will be no temptation to redirect the cash. your budgeting will get used to the cash that remains in the account after saving has been remitted. create new sources of revenue and channel the cash to the saving account many are the experts who recount how their double streams of revenue helped them build massive investments. a media personality who also runs comedy gigs can opt to save the money from the second stream to build his saving. however, this does not mean that you must have a big job to create new streams of revenue. look at y

URL analysis for visithammersmith.co.uk

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https://www.visithammersmith.co.uk/how-to-save-money-on-groceries/
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https://www.visithammersmith.co.uk/category/logbook-loan/
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https://www.visithammersmith.co.uk/the-best-strategies-to-save-for-long-term-travel/
https://www.visithammersmith.co.uk/contact-us/
https://www.visithammersmith.co.uk/tos-privacy/
https://www.visithammersmith.co.uk/five-tricks-to-pull-down-a-logbook-loan-apr/
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https://www.visithammersmith.co.uk/four-mistakes-to-avoid-when-making-savings/
simplelogbookloan.co.uk

Whois Information

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Domain name:
visithammersmith.co.uk

Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 04-Jul-2017

Registrar:
Paragon Internet Group Ltd t/a Tsohost [Tag = UKWEBHOSTING]
URL: http://www.tsohost.co.uk

Relevant dates:
Registered on: 04-Jul-2017
Expiry date: 04-Jul-2018
Last updated: 25-May-2018

Registration status:
Registered until expiry date.

Name servers:
ns33.d9hosting.com
ns34.d9hosting.com

WHOIS lookup made at 15:41:40 01-Jun-2018

--
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  REFERRER http://www.nominet.org.uk

  REGISTRAR Nominet UK

SERVERS

  SERVER co.uk.whois-servers.net

  ARGS visithammersmith.co.uk

  PORT 43

  TYPE domain

DOMAIN

SPONSOR
Paragon Internet Group Ltd t/a Tsohost [Tag = UKWEBHOSTING]
URL: http://www.tsohost.co.uk
Relevant dates:

  CREATED 04-Jul-2017

  CHANGED 25-May-2018

STATUS
Registered until expiry date.

NSERVER

  NS33.D9HOSTING.COM 185.17.150.34

  NS34.D9HOSTING.COM 185.17.150.35

  NAME visithammersmith.co.uk

DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2018.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at https://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REGISTERED no

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